Dental Payment Options

Navigating dental care costs can feel overwhelming, especially when insurance doesn’t cover the treatments your family needs most. Whether you’re facing a crown replacement, planning restorative work, or just looking for a dental home that offers transparent pricing, understanding your payment options up front makes all the difference.

At Pine Glen Dental, new patients are warmly welcomed to a practice that has served Peoria families for more than two decades. Dr. Lori Rice, who joined the practice in 2002 and purchased it in 2012, leads the team alongside Dr. Jacey Thelen, D.D.S., a UMKC graduate and Peoria-area native who joined as an associate dentist in 2026. Together, they’re committed to delivering exceptional, personalized dental care. We’re proud to be a fee-for-service dental office, which means we prioritize your care, not what the insurance company dictates.

What Does Fee-for-Service Dentistry Mean for You?

Fee-for-service dentistry is a very direct model, though it’s often misunderstood. You pay for the dental services you receive, and our pricing reflects the true quality of the care we provide.

We are not contracted with insurance networks, which allows us to make clinical decisions based on what’s best for you, not what an insurance plan will or won’t approve. This model is becoming increasingly popular among patients who value quality over convenient shortcuts.

Using Your Out-of-Network Insurance Benefits at Pine Glen Dental

Although we don’t participate in insurance networks, that doesn’t mean your dental benefits go to waste. Most PPO insurance plans include out-of-network coverage, meaning that your plan can still reimburse a portion of your care received here.

How Out-of-Network Benefits Work

At Pine Glen Dental Group, payment is due at the time of service. Before treatment, we provide a real-time, accurate estimate of what your insurance is expected to cover and what your portion will be, and you pay that estimated portion at your visit. As a courtesy, we then submit your claim to your insurance carrier on your behalf. Because insurance benefits are an estimate, you remain responsible for any copays, deductibles, and any balance.

Understanding your specific plan’s out-of-network benefits ahead of time is always a smart move. We encourage you to call your insurance provider before your visit to learn what those benefits are so there are no surprises.

Accepted Payment Methods

We believe that quality dental care should be accessible without unnecessary financial obstacles. At Pine Glen Dental, we accept a variety of convenient payment methods to make your visit as stress-free as possible. We currently accept cash, personal checks, Visa, Mastercard, Discover, and American Express.

For patients pursuing major restorative work, such as All-on-4 dental implants or All-on-6 restorations, we take the time to understand your unique situation and walk you through what to expect financially before treatment begins.

Investing in Preventive Care to Reduce Long-Term Costs

One of the most effective ways to manage dental costs over time is to invest consistently in preventive care. Routine oral exams and preventative programs catch small problems before they become more serious and more expensive. A cavity caught early means a simple filling today rather than a crown or extraction down the road.

Dr. Rice and Dr. Thelen place a strong emphasis on preventive dentistry because we believe an informed patient is an empowered one. When families commit to regular check-ups, they consistently spend less on dental care over the years and maintain far healthier smiles as a result. Our children’s dental care patients especially benefit from building these habits early for stronger, healthier smiles that last into adulthood.

Why Patients Choose Pine Glen Dental’s Approach to Pricing

Transparency is at the core of everything we do. Many patients who’ve visited corporate dental practices appreciate the difference when they come to Pine Glen Dental. There are no surprise fees, no treatment plans inflated to meet insurance quotas, and no pressure to accept procedures you don’t need. Our cosmetic dentistry and restorative services are priced to reflect genuine clinical value.

We also know that dental decisions are often family decisions, and we respect the trust it takes to choose a new dental home. That’s why we’re always upfront about costs before treatment begins and happy to thoroughly answer every question you bring to us.

Schedule Your Visit at Pine Glen Dental in Peoria, IL

Pine Glen Dental has earned a BBB A+ rating, accredited since 2008, a 4.7-star Google rating, and has been recognized as a Nextdoor Neighborhood Favorite every year from 2018 through 2024. With Dr. Lori Rice’s more than two decades at the practice and Dr. Jacey Thelen’s fresh perspective as our newest associate dentist, our team brings a deep personal connection to Peoria and this community. We offer comprehensive general, restorative, and cosmetic dental services all under one roof.

If you’re ready to experience patient-centered dentistry with full pricing transparency, we’d love to meet you. Contact our office to schedule your first visit and learn exactly what to expect from your care at Pine Glen Dental.